Higher Learning Fund

Now you can be ready for college when your kids are.

Earn one of the highest rates available through our bank and be ready for your child's educational needs after high school with the Higher Learning Fund from First State Bank.

The Higher Learning Fund is a savings plan that helps save for the future educational needs of children. The account earns a high rate of return while requiring only a small initial deposit of a minimum of $100.00.

Thereafter, you decide how much to contribute, and how often. Make contributions by transfer from your savings or checking account, or stop by the bank to make deposits in person.

It will mature when your child graduates from high school.

The Higher Learning Fund is a long-term savings account created under the Uniform Transfer To Minors Act. The account is set up in the name of the child. As custodian you can make non-taxable contributions to the fund, while the taxability of the interest earnings flows to the child.

With the cost of college tuition and expenses rising each year, there's no better time than now to start a Higher Learning Fund for your child's future.